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Meanings and definitions for ECOA
What does ECOA stand for? What does ECOA mean?
- The Equal Credit Opportunity Act (ECOA) is a United States law (codified at 15 U.S.C. ยง 1691 et seq.), enacted 28 October 1974, that makes it unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction, on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to contract); to the fact that all or part of the applicant's income derives from a public assistance program; or to the fact that the applicant has in good faith exercised any right under the Consumer Credit Protection Act.
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